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Stability & Predictability

Fixed income instruments continue to play an important role in portfolio construction for investors seeking stability, predictable income, capital preservation, and diversification from market-linked investments.

Corporate Deposits

Corporate Deposits are loan arrangements where a specific amount of funds is placed on deposit under the name of the account holder. The money placed on deposit earns a fixed rate of interest, according to the terms and conditions that govern the account. The actual amount of the fixed rate can be influenced by such factors as the type of currency involved in the deposit, the duration set in place for the deposit, and the location where the deposit is made.

Benefits of Investing in Company Deposits
  • High interest.
  • Short-term deposits.
  • Lock-in period is only 6 months.
  • No Income Tax is deducted at source if the interest income is up to Rs 5,000 in one financial year.
  • Investment can be spread in more than one company, so that interest from one company does not exceed Rs. 5,000.
Our Recommended List for Fixed Income Instruments

Interest rates (% p.a.) as on 13-Aug-2026. Subject to change without notice.

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